No Credit Check Cell Phones and Plans

There are a lot of companies claiming to have nothan those that offer a contract. Even at full retail
credit check cell phone plans but does it really helpvalue a bad credit cell phone provider who offers
you if you're looking for a cell phone with bada normal standard contract will almost always be
credit? The answer in most cases is NO, flat out.cheaper than a prepaid cell phone or pay as you
You usually ended up purchasing overpricedgo phone.
minutes and you have to prepay your bill or put#4 - Look at the coverage area of your provider.
down some outrageouly expensive deposit. ItBad credit cell phone providers typically don't have
usually ranges from $300-$500 for a deposita good coverage area and if you travel you'll be
depending on the plan and how many phones willforced to pay outrageouly high roaming fees. If
be covered under the contract. In today's decliningyou're on a prepaid plan you're more than likely
economy it's becoming more and more difficultalready overpaying for your minutes, imagine
for people to get a cell phone with bad credit. Aswhat roaming fees will do to your minutes so be
if the cell phone companies don't already makevery careful here. Be sure you clearly understand
enough money!the coverage area and roaming fees if any.
The following SIX tips will help you to make sure#5 - Find out if your provider reports to the
you don't get scammed or ripped off if you'reconsumer credit agencies. If you keep your
looking for a cell phone with bad creditaccount in good standing your provider should
#1 - If you have to put down a deposit of anyreport this to the credit agencies to help improve
sort you're paying too much. You should only beyour overall credit score. This is a good thing and
required to purchase a phone, most likely at retailcan help you out significantly in the long term if
value and still be given a contract. You shouldyou can show that you've made an honest effort
never be required to put down a deposit andand consistent payments.
should never be forced to prepay your bill. Unless#6 Does your provider offer a rebate of some
you're completely happy and so loyal to yoursort if you keep your account in good standing? If
current provider that you don't have a problemyou have bad credit and have to buy a cell phone
forking over the money in advance.at retail value or put down a deposit your
#2 - If you're considering pre-paid cell phones orprovider should give you some sort of incentive
pay as you go wireless plans be sure youto keep your account in good standing with them.
compare the per minute rate to a standardAsk about a rebate for the cost of your phone
contract. For instance, if you were to pay $59.99or how long it will take to get your deposit back.
for 900 minutes on a standard contract andAnything past 12 months is way too long.
you're paying $.10 cents per minute for your "payFollowing the above steps will help you save
as you go" or prepaid cell phone you would bethousands of dollars when you are selecting a cell
over paying for your minutes by about $30. (900phone for bad credit and will improve your overall
X 10cents/min = 9000 cents or $90 for yourcredit score. Don't let today's down economy
prepaid cell phone - $60 for your standardkeep you from communicating with your friends
contract bad credit cell phone = $30).and family. You deserve more than that!
This tip is critically important so you don't getFor more information about how you can obtain a
ripped off and pay for overpriced minutes.cell phone with bad credit visit:
#3 - Compare the cost of the hardware betweenPassionate about helping others save money on
a prepaid cell phone and one that offers atheir home communications,
contract. Typically you will find that "pay as youEric Wilkes
go" cell phone providers charge a larger premium317.348.