| Most people already have a cell phone, or are | | | | point in having roadside assistance on your cell |
| planning on buying one soon. Most people also | | | | phone plan if you also carry AAA coverage, or |
| want to save money while still getting the best | | | | have other plans that will help you if your car |
| cell phone plans they can. Most cell phone plans | | | | breaks down. |
| are based on your usage, so figuring out how | | | | · Insurance on your cell phone can be an |
| you'll use your phone is one way to save a little | | | | unnecessary expense. If you have a fancy, |
| every month. It can take some work on your | | | | expensive cell phone, you may need the |
| part to save money on a cell phone plan, but in | | | | coverage in case it's damaged or lost. However, if |
| the end, it'll be worth it. Here are a few tips for | | | | you're just using a basic phone and haven't had |
| people who'd like to find a less expensive plan | | | | problems in the past, you'll quickly pay more than |
| without giving up useful features. | | | | the cost of your phone to insure it. |
| Compare Providers and Plans | | | | Try Using Prepaid Cellular Phone Plans |
| When you decide what cell phone you want, one | | | | Prepaid cellular phone plans are great if you don't |
| of the first things you'll have to do is choose a | | | | use a lot of minutes, or aren't sure when you'll be |
| provider. There are quite a few available, including | | | | using your minutes. If you're using a prepaid plan, |
| US Cellular, Vreizon Wireless, Sprint, T-Mobile, | | | | you'll never have to deal with a contract or a |
| Nextel and Alltel. You'll want to compare and | | | | monthly charge. You pay as you go, refilling your |
| review the plans and phones available from each | | | | phone whenever it runs out of money. Many |
| carrier to help save money. Consider these things | | | | major cell phone providers have started offering |
| when you make your package and provider | | | | this kind of service to people who don't need or |
| comparisons: | | | | want a regular cell phone plan. |
| 1.Rollover minutes are minutes that you don't use | | | | People who have bad credit, or can't afford a high |
| in one month, but which can be carried over into | | | | payment up front can also stand to benefit from |
| the following month. These normally last a year, | | | | using prepaid cellular phone plans. You'll be in |
| and can keep you from wasting money on | | | | control of your usage and costs, making it |
| unused minutes. Find out if a plan you're | | | | impossible to accidentally run up a high bill. Your |
| considering allows you to keep rollover minutes. | | | | phone will warn you when you're about to run out |
| 2. Text messaging is getting a lot more popular. | | | | of money. You can then refill it, either by buying a |
| This means that the exact text messaging | | | | card with minutes, or by calling into a special |
| features offered by your provider are important. | | | | number. |
| Find out if you pay a set amount per text | | | | Family Cell Phone Plans Can Help Save Money |
| message you send, have a flat fee for a certain | | | | If your whole family uses a cell phone, buying a |
| number of messages, or unlimited text messaging. | | | | family plan can reduce your rates. There are a |
| A good text message plan is vital if you use this | | | | number of different mobile phone plans offered |
| form of communication often. | | | | by major companies that are designed specifically |
| 3. Evening and weekend minutes can allow you to | | | | for families. It's almost always cheaper to use a |
| save a reasonably large amount of money. Many | | | | family plan than to buy a separate plan for |
| plans offer free minutes on nights and weekends. | | | | everyone. You may even be able to get a |
| If you spend most of your time on the phone | | | | discount on the family plan's already low rate, |
| during this period, be sure your plan offers free | | | | allowing you to save even more. Many plans allow |
| evening and weekend minutes. | | | | you to call everyone in your family for free, |
| 4. Unlimited mobile to mobile services will let you | | | | making it easy to contact parents or children if |
| talk to anyone else who's in the same network. | | | | required. |
| Usually there's a small flat fee associated with this | | | | There are many different ways to save on your |
| feature, but if people you talk to regularly are in | | | | cell phone plan. Start by comparing plans and |
| the same network, you could save some money | | | | companies to help reduce your rates, then pare |
| but using it. | | | | down any extras you don't use. If you're not a |
| Get Rid of Unneeded Extras | | | | routine cell phone user, consider switching to a |
| One more way to save money on your cellular | | | | prepaid plan to save some more money, and |
| plan is to get rid of extras you don't need. Here | | | | remember that family plans can help if you need |
| are just a few things that might be included in | | | | to get phones for a number of different people in |
| your plan that aren't often used. | | | | your household. Just use these tips, and you'll |
| · Roadside assistance seems like a great | | | | have an easy time saving money on cell phone |
| idea, but many people go overboard. There's no | | | | plans. |