| There are mainly two types of cell phone plans, | | | | In case of people with a bad credit history, cellular |
| pre-paid plans and billing plans. To put it simply, | | | | phone companies demand a hefty deposit from |
| pre-paid plans are like debit cards that you can | | | | them before they give them a billing plan. This is |
| use only while you have money in your account, | | | | to ensure that the company's money is |
| which you have paid in advance. Billing is more like | | | | safeguarded. Another option they provide is to |
| a credit card given to you by the cellular phone | | | | have partial billing facility and to set a credit limit. |
| provider, who takes the risk of letting you use | | | | For instance, if a person with a bad credit history |
| the phone services for the month and collects | | | | is to receive cellular phone service, he will have to |
| payment later. | | | | make interim payments to the provider to |
| Hence, credit checks are a very important part | | | | continue using the service. |
| for any service provider that provides billing plans. | | | | If a person with a bad credit history has a |
| The company will want to check your credit | | | | problem getting a cell phone plan, he or she can |
| history so it can know whether you have a good | | | | opt for pre-paid plans. With pre-paid plans, no |
| history of paying on time to your various lenders. | | | | credit history check is required since the payment |
| If you have a good credit history, cellular phone | | | | is already made. What is also important in such a |
| companies do not have any objection regarding | | | | plan is that for such people who have bad credit |
| billing you for their service. For those with bad | | | | history, managing their finances is difficult. But with |
| credit history it's an uphill task. However, there | | | | a pre-paid plan, they can monitor and manage |
| are a few options available. | | | | their expenditure on mobile phones quite well. |